Roof Financing Made Simple

Affordable Monthly Payments. Instant Approvals. No Stress.

Get a New Roof for as Low as $99–$149/month

Soft credit check • Fast approvals • Options for all credit levels

Why Finance Your Roof?

A roof replacement is one of the most important investments you can make in your home.

We make it simple by offering flexible financing options designed to fit any budget.

✔ No money down options

✔ Install today, pay over time

✔ Keep your cash for emergencies

✔ Prevent damage from getting worse

✔ Boost home value & curb appeal immediately

✔ Soft credit check — won’t impact your score

We’d love to earn your business! Give us a call today at (423) 556-4109 or send us a request for a FREE roof repair estimate.

Our Financing Options

Low Key Roofing Co partners with multiple lenders to provide fast approvals, low payments, and programs for all credit types.

Easy Monthly Payments (Most Popular)

Payments starting at: $99–$149/mo

- Soft credit pull

- Fast approvals

- Great for 550+ credit

- No contractor fees

0% APR Promotional Plans

- 6, 12, or 18 months at 0% APR

- Spread payments out without interest

- Ideal if you plan to pay the roof off quickly

Extended Terms (Up to 120–180 Months)

- Very low monthly payments

- Ideal for full roof replacements & large projects

- Credit-based approvals

“Second Look” Financing

For homeowners with lower credit, we offer additional options to help get you approved.

✔ Programs available for 550–600 scores

✔ Co-signer friendly

✔ Quick decisions

How It Works

Low Key Roofing Co partners with multiple lenders to provide fast approvals, low payments, and programs for all credit types.

Step 1 → Apply in 60 Seconds

Soft pull — no impact to your credit.

Step 2 → Choose the Best Plan

We’ll walk through your pricing, payment options, and approval terms.

Step 3 → We Install Your Roof

You get the protection you need ASAP — without the upfront cost.

Step 4 → Enjoy Low Monthly Payments

Pay over time while your home stays protected.

FAQ

Does applying hurt my credit?

No. It’s a soft pull.

How fast can I get approved?

Most approvals happen in under 30 seconds.

Do you offer 0% interest?

Yes — we have 0% promotional plans depending on credit approval.

Can I finance any type of roof?

Yes. Asphalt, metal, storm repairs, full replacements, even gutters.

How much is the average monthly payment?

Most customers land in the $99–$149/month range depending on project size and credit.

Chattanooga, TN, USA

Residential & Commercial Roofing for Chattanooga & Surrounding Areas.

9515 Lee Hwy Ste B #123, Ooltewah TN 37363

Phone 423-556-4109

Service Areas

Chattanooga, TN

Hixson, TN

East Brainerd, TN

Harrison, TN

Lookout Mountain, TN

Cleveland, TN

North Georgia

(Ringgold, Fort Oglethorpe)

Copyright © 2025 Low Key REI. All rights reserved.